Free tools
How protected is your family?
Three quick tools to see where you stand. No sign-up needed. They give general, rough answers – for your real numbers, book a coffee with Andre.
Tool 1 · 60 seconds
The family check
Eight honest questions. Answer for your household.
Tool 2 · from Coffee with Andre, episode 6
The napkin calculator
“Ten times your salary” is a rule of thumb – and your family isn't a thumb. Slide in your numbers to see a rough picture of what your family would need.
Napkin maths
- Debts
- Living costs
- Education
- Estate costs
- Your family would need
- – What you have
Estimated gap
A rough illustration only. It doesn't allow for inflation, investment growth, tax or your personal circumstances – it isn't advice.
Let's do yours properly
Tool 3 · from Coffee with Andre, episode 5
Meet the coffee thief
Inflation quietly drinks your money. Drag the slider to see what R1 000 left in a drawer would buy in the future.
what R1 000 will buy, in today's money
the price of a R40 coffee by then
Assumes 5% inflation a year for illustration. Actual inflation changes over time.
Tool 4 · printable
The Family Financial Checklist
25 questions to tick off with your spouse, over coffee.
